Equity Accelerator Loan

The Only Thing You Have to Lose is Years Off Your Mortgage

The Home Loan That Works Like a Bank Account

Many consumers simply don’t recognize how much interest comes with a conventional mortgage, and more importantly, how that cost can impede other financial goals. The Equity Accelerator Loan is changing the way people think about mortgage financing by combining banking and mortgage financing into one dynamic account.

The Equity Accelerator Loan was developed as a simple way to help you reduce your mortgage interest expense by using money you already have, through an instrument you already know how to use.

The Equity Accelerator Loan is a home loan that works like a fully secured checking account. Every time funds are deposited into the Equity Accelerator Loan, they are applied toward the loan principal first, lowering the balance, and lowering the cost of the mortgage. With the Equity Accelerator Loan, homeowners have the ability to free up their finances and save for the future.

As Seen On


Accelerate Your Mortgage E-Book

Download the free E-Book to learn the secrets of the fastest proven way to pay off your mortgage in 1/3 of the time.

Pay Off Your Home in 5-7 Years by Following These Four Steps


Refinance your current mortgage into a Home Equity Line of Credit (HELOC).


Setup autopay for bills and direct deposit for paychecks with your HELOC, just like you can with your current checking account.


Use discretionary income to drive down your HELOC balance.


Become free and clear on your home in just 5-7 years.

It’s Math, Not Magic

What Households are Suitable for the Equity Accelerator Loan?


  • Minimum credit score of 700
  • At least 25% equity in current property
  • At least $1,000 in disposable income per month

The Equity Accelerator Loan is intended for mortgage refinances and borrowers that are cash-flow positive with good credit, a low debt-to-income ratio and a good control of their budget. It’s suitable for borrowers who plan to either move or pay off their mortgage a few years after buying a home.

Talk to an advisor today to see if you qualify and to learn more about the Equity Accelerator Loan.

Have Questions About the Equity Accelerator Loan?

Reviews for Equity Accelerator Loan

  • My background is in accounting, so I take a lot of care in my financial decisions. The Equity Accelerator Loan from Northpointe Bank is the only mortgage product I’ve found that gives me financial freedom. I’ve paid down my principal loan faster, while having the flexibility to get cash for home improvements, school, or other of life’s surprises without credit cards or re-applying for loans.

    – Michael O.

  • We switched from a 30-year fixed to the Equity Accelerator and, without any change to our spending habits, we were able to pay off our house in only 15 months! Our only regret was that we didn’t do it sooner.

    – Chris S.

  • My wife and I signed up for the Equity Accelerator Loan and this was a game changer! We were extremely impressed with what the Equity Accelerator Loan could do for our family and our future. There was no way we could go back to a fixed conventional loan. The Equity Accelerator gave us access to our savings while paying down our home in the shortest amount of time and allowed for us to start saving for other dreams we had in mind.

    – Paul K.

  • My wife and I have been on the Equity Accelerator program for about a year now and are very glad we made the switch from a traditional 30 year fixed mortgage. Our principal balance continues to decrease at a faster rate and we really appreciate the fact that even though we are paying our loan down, our home’s equity is still available to utilize for home improvement projects or possible emergencies. A level of comfort we did not have with our old loan! Seeing how the Equity Accelerator has simplified our financial life, I would definitely recommend to family and friends!

    – Mark G.

  • We have had the Equity Accelerator Loan for 4 years now. It has allowed us to pay our mortgage down substantially without changing our daily habits and also afforded us the opportunity to purchase a rental property in Colorado and Florida. We hope to have our current homes paid off in 4 years to either purchase additional rental properties or enjoy life living mortgage free.

    – Jennifer S.

Mile High Mortgage Group Top CHFA Lender in Colorado

Contact Us

Contact an advisor today for assistance or any questions regarding our loan options.

Equity Accelerator Loan Estimator

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